FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Everything you need and want from a personal banking checking account solution. Whether just starting out, well established in life, or somewhere in between, we have a range of accounts to meet your financial needs.
A straightforward savings account designed for your convenience. Make deposits at any time and build your balance effortlessly.
Designed for our young clients whose parents or guardians bank with CalPrivate Bank. With no minimum balance required and no monthly maintenance fee, it’s easy and cost-free for juniors to begin saving.
Maximize your savings with tiered interest rates and the flexibility to make additional deposits at any time.
Flexibility in terms so you have choices to achieve your short or long-term savings goals.
An option for those choosing more control over their retirement funds. Traditional IRA is an account that allows you to defer taxes on the earnings on your contributions until they are withdrawn. Also, certain contributions are tax deductible in the tax year for which they are made. Roth IRA allows only nondeductible contributions and features tax-free withdrawals for certain distribution reasons after a five-year holding period.
CalPrivate Bank offers a Distinctly Different™ banking experience. With all personal and business accounts, our banking professionals offer flexibility and convenience by providing account features that best meet your unique needs, with the consideration of our banking relationship. Confidentiality, creativity and convenience are cornerstones of our unparalleled service.
| Minimum Opening Deposit | Monthly Maintenance Fee | Minimum Average Daily Balance | Combined Average Daily Balances | Account Features | |
|---|---|---|---|---|---|
| Savings | $100 | $3 | $300 | N/A | Additional deposits allowed at any time |
| Junior Savings | $100 | $0 | N/A | N/A | Free to young juniors whose parent or guardian maintains an account with CalPrivate Bank |
| Money Market | $2,500 | $15 | $5,000 | $15,000 | Tiered rates – Additional deposits allowed at any time |
| Premier Money Market | $25,000 | $20 | $50,000 | $100,000 | Tiered rates – Additional deposits allowed at any time |
| Certificates of Deposit | $1,000 | N/A | N/A | N/A | 30 days to 5 year terms |
| Jumbo Certificates of Deposit | $100,000 | N/A | N/A | N/A | 30 days to 5 year terms |
This account information is not intended to be the disclosure for these accounts. For a disclosure of terms & conditions governing deposit accounts, please contact us to request a copy of our Deposit Account Agreement and Disclosures. Fees may reduce earnings.
Learn more by contacting a Banking Professional or Contact your nearest Banking Office.
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