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As a small business owner, growing, scaling and managing your business can be challenging. If you’re looking for capital and want to operate at your fullest capacity, an SBA loan might be the solution you’re looking for.
As a SBA preferred lender, CalPrivate Bank has a dedicated division of specialists with Private Business Capital, who can offer competitive interest rates and repayment terms up to 25 years.
Visit our division of experts at PB Capital.
Become a Valued CalPrivate Client
We provide business start-up loans, loans for business acquisition and partner buyouts, owner-occupied commercial real estate loans, equipment, furniture and fixture and other loans at attractive advance and interest rates. These government guaranteed loans often provide a superior solution for small businesses.
Let our experts assist you through the process in an expedited fashion. Loans are available up to $5 million.
Become a Valued CalPrivate Client
CalPrivate Bank offers Small Business financing with Small Business Administration loans (SBA). We have an exceptional team of highly qualified and experienced SBA lenders, underwriters and processors dedicated to providing superior service and timeliness to Clients qualifying for SBA 7(a) and 504 loans.
SBA7A and SBA 504 Loans are available. Our experienced team will advise which loan is best for you.
Interest rates are floating and adjustable depending on loan type.
Generally, a 1st lien position is required on assets being acquired with loan proceeds. Trust deeds on homes may be required depending on equity position, strength of deal, and other factors. All available forms of collateral required until considered fully secured.
Business must be for-profit with maximum business net worth of $15,000,000 and maximum net profit $5,000,000. Personal credit history with minimum FICO score of 650 and any derogatory credit requires written explanation.
Easier qualification, longer terms and lower down payments on fixed assets than most standard loans.
CalPrivate meets all SBA Preferred Lender program eligibility criteria, including proficiency in processing and servicing SBA-guaranteed loans. Talk to a small business specialist by phone, or in person, to get a recommendation and start your application.
The SBA is a federal agency that helps established businesses grow and helps new businesses get started.
As a borrower, you’re not borrowing from the SBA, you’re borrowing from a financial institution that works with the SBA to provide loans to small business customers.
No. CalPrivate Bank provides SBA loans to many established businesses, so they can grow and expand.
No. An SBA loan must be approved by the issuing bank, and each bank has its own lending criteria.
An SBA Preferred Lender is likely to provide you with better terms and a smoother application and closing process than a bank that is not an SBA Preferred Lender.
Contact Rob Pedersen directly for the next steps, or, submit the form below:
Rob Pedersen
SBA Division Manager
Phone: 619-719-4019
Email: rpedersen@calprivate.bank
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